Jeff Varcadipane
March 9, 2026

The U.S. rideshare market was valued at USD 28.5 billion in 2024 and is projected to grow at a compound annual growth rate (CAGR) of 6.9% through 2034, according to Global Market Insights. Uber and Lyft vehicles are a constant presence in Bergen County, from Paramus Park Mall to Secaucus Junction to late-night trips into Manhattan. When an accident occurs during one of those rides, however, determining legal responsibility can be far more complicated than a typical car crash.
Who Can Be Held Liable for a Bergen County Uber or Lyft Accident?
Liability in a rideshare accident may fall on the Uber or Lyft driver, another motorist, or, in some cases, both. Because rideshare drivers are classified as independent contractors rather than employees, the companies themselves are often shielded from direct liability, although their insurance policies may still apply depending on the driver’s status at the time of the crash.
How Does the Driver’s App Status Affect Liability?
The driver’s app status at the time of the crash plays a significant role in determining which insurance coverage applies. When the app is off, the driver’s personal insurance is the only coverage available, while a lower-level Uber or Lyft policy applies when the app is on but no ride has been accepted.
Once a passenger is in the vehicle, Uber and Lyft must provide up to $1.5 million in liability coverage under New Jersey law.
What Evidence Is Used to Determine Fault in Uber and Lyft Accidents?
Bergen County investigators and attorneys typically rely on police reports, eyewitness statements, traffic camera footage, and data from the rideshare app itself, which logs the driver’s location and speed. Local and regional highways like Route 17 and the Garden State Parkway are frequently monitored by cameras that can provide valuable footage. Medical records and accident reconstruction reports may also support a fault determination.
Does New Jersey’s No-Fault Insurance Law Apply to Rideshare Crashes?
New Jersey is a no-fault insurance state, which means injured parties generally turn to their own Personal Injury Protection coverage first, regardless of who caused the crash. However, when injuries meet the threshold of being serious or permanent, a claim can be brought against the at-fault party. Rideshare accidents often involve injuries that meet that threshold, making the fault determination especially significant.
Can a Passenger File a Claim Against Uber or Lyft Directly?
Passengers injured in a rideshare crash generally cannot sue Uber or Lyft directly because of the independent contractor classification that both companies use for their drivers. However, passengers can file a claim against the rideshare company’s insurance policy, which provides significant coverage when a ride is in progress. Our Bergen County Uber and Lyft accident lawyers can identify which policy applies and how to pursue compensation effectively.
Frequently Asked Questions
What if the Uber Driver Was Not at Fault?
If another driver caused the crash, that driver’s liability insurance would be the primary source of compensation. Uber or Lyft’s uninsured or underinsured motorist coverage may also apply if the at-fault driver lacks sufficient insurance.
Can Multiple Parties Share Fault in a Rideshare Crash?
Yes, New Jersey follows a comparative negligence rule, which means fault can be divided among multiple parties. Each party’s percentage of fault affects how much compensation may be recovered.
How Long Do I Have to File an Uber or Lyft Accident Claim in Bergen County?
New Jersey generally allows two years from the date of the accident to file a personal injury claim. Missing that deadline typically bars recovery, so acting promptly is important.
Our Skilled Bergen County Uber and Lyft Accident Lawyers at Varcadipane & Pinnisi, P.C. Help Clients With Serious Injuries
For comprehensive legal guidance regarding your rideshare crash, contact our Bergen County Uber and Lyft accident lawyers at Varcadipane & Pinnisi, P.C. Call 201-588-1500 or complete our online form today for a free consultation. We serve clients throughout New York, New Jersey, and Florida, and have offices conveniently located in Manhattan, Paramus, and Jacksonville.
Jeffrey W. Varcadipane
Jeffrey W. Varcadipane is a Certified Civil Trial Attorney by the Supreme Court of the State of New Jersey and a Founding Partner of the Firm. He handles a variety of matters including civil and commercial litigation, appellate practice, real estate, and business law.
University: J.D. Fordham Law School
Bar Number: 29472005
Locations: New Jersey, New York, and Florida.
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